Lori L. Zellefrow with Cutler Real Estate:

Lori Zellefrow,

YourRealtorForever.com

First Time Home Buyers

Stop wasting money on rent!

Now is a fantastic time to buy!

Prices and interest rates are

low and there are many

incentive packages for financing!

Here are a few:

Take advantage of an opportunity of a Lifetime for First Time Buyers - find out more about the $7,500 First Time Home Buyer Tax Credit and who qualifies as a first time home buyer (You may be surprised!).... click here to read more

See if you qualify for OHFA funds! (Ohio Housing Finance Agency)

The OHFA First -Time Homebuyer program has Some Options to Assist You! Go to www.OhioHome.org

HUD homes are also a Great Idea! Current incentives include an additional $2500 paid toward your Closing Costs. Or you could Borrow

up to $35,000, Using a 203K Loan, so You Can Fix or Update a HUD Owned home. www.hud.gov

To see if you qualify or for more information call:

Elaine White with Mortgage One (330) 697-5167

Tell her you saw it on Lori Zellefrow's website!

I love to bake but I have never liked making cookies! After some thought I finally figured out it was the cookie cutter concept of everthing being uniformly the same that I didn't like.

I bring that same thought process to real estate. I love that each of my clients has a different set of challenges whether they are buying or selling a home. The exciting part for me is getting to know my new friends and fully understanding what they need from me in what is, for most people, the biggest financial transaction in their lives.

Below are a few comments from some of my new friends...

"I came to think of Lori as a friend through the selling of our house. She went out of her way to be sure my husband and I agreed on all decisions and we were both comfortable. Sometimnes I think she even worried about how we were handling everything concerning our move, not just selling the house!

We moved out of state and I don't know how we would have handled everything without her. She kept us aware of everything - just like we were there. She was great about letting us know everything we could do to help our house sell. I would definitely recommend her and would love to convince her to move to NC so she could help us buy our next house!"

~Lynda Sommers~

"It was a pleasure to work with Lori. She was very thorough and attentive in the process of helping us sell our home. She was honest about the market and gave us all the information we needed to make it an easier process. She was a great Realtor to work with. If we ever put a house for sale in the future, we will definitely call Lori Z. to help make it happen."

~ Tony and Carmen Britt ~

"Lori provided the expert assistance that my Mother needed when she moved from her home of over 50 years to a new residence. It was almost unbelievable to us that Mom was able, with Lori's expert assistance, to locate the absolute perfect new home for her.

Lori was sensitive and responsive to Mom's needs and concerns, as well as being available to coordinate questions and concerns of four daughters who wanted to assure that Mom received the home and experience that she so greatly deserved.

I can proudly say that Mom loves her new home and was able to make the move and transition with ease. I would without reservation recommend Lori's services to anyone searching for a first home or a replacement home.

Thanks, Lori!"

~ Carol Leffler ~